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The years of discontent, 2022/23


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7 hours ago, Day of the Lords said:

We don't have IVAs in Scotland - they are effectively the same as Trust Deeds. I've never ever recommended or referred anyone for a Trust Deed because there are simply better debt options available. Also quite a free Trust Deed companies are absolute sharks and to be totally avoided. 

Aye, I entered into a Trust Deed a long time ago after a period of illness, and I don't think I'd recommend it to anyone. Paid off the whole amount after being potless for five years.

Presumably I'd have been just as well declaring bankruptcy without much difference other than being substantially better off each month.

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Just now, Granny Danger said:

I am not discontent this summer, in fact I am very content.

I feel am betraying the working class whilst also missing out on the zeitgeist.  :(

Working class? Champagne socialist with your bloody million pound superannuated SIPP!

©Dawson Park Boy

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4 hours ago, oaksoft said:

To be fair I don't have any concrete ideas on this. Certainly £100k is way beyond that line. It just doesn't sit comfortably with me.

It would be great if guys like Eddie recognised the scarcity situation and sorted it without having to be asked or forced out but it's pretty clear that's not how humans think and act.

The under-occupation situation is another one and having a shortage of good quality council housing that those people can move to is probably the biggest part of that. And not all of them will be able to afford private sector renting.

Honestly I'm more concerned by people staying in these houses who could easily rent in the private sector. It would be interesting to know what that number is.

I'm going on the assumption that renting a council house is considerable cheaper than renting the equivalent in the private sector. If I'm wrong about that, obviously none of this matters. 

London is a bit of an outlier because rents are fucking mental, but in my area there's a difference. Our 1 bed LA flat is £320pm. A 1 bed private rental of similar nick (ours is a sort of new build/conversion of an old building) would likely be around £400-450. 

Rental cost is obviously one issue, security of tenancy is a totally different kettle of fish. Council tenants can *naff phrase alert* put roots down in a particular area because they don't have the threat of a private landlord turfing them out because they're selling the place or other reasons. There are other issues like repairs actually getting done by Councils, you don't have the shitty behaviour of many landlords to deal with, etc. We probably could rent privately, although with only one work income and potential massive price rises in utilities around the corner, f**k that, and of course the aforementioned security of tenancy issue.

Finally waiting lists are a bit difficult to quantify. For example many will contain significant numbers of "aspirational" applications, ie no priority for overcrowding, or homelessness or medical issues - they just fancy living in a better area of town. I'd basically bin them off altogether. 

 

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5 minutes ago, BFTD said:

Working class? Champagne socialist with your bloody million pound superannuated SIPP!

©Dawson Park Boy

Class is determined by your background and world view.  In that respect I am working class.

The following was supposedly adapted by Tony Benn in a conversation with (I think) Harold Wilson.

It is said that, just before the Sino-Soviet split, Nikita Khrushchev had a tense meeting with Zhou Enlai at which he told the latter that he now understood the problem. “I am the son of coal miners,” he said. “You are the descendant of feudal mandarins. We have nothing in common.” “Perhaps we do,” murmured his Chinese antagonist. “What?” blustered Khrushchev. “We are,” responded Zhou, “both traitors to our class.”

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1 minute ago, Granny Danger said:

Class is determined by your background and world view.  In that respect I am working class.

The following was supposedly adapted by Tony Benn in a conversation with (I think) Harold Wilson.

It is said that, just before the Sino-Soviet split, Nikita Khrushchev had a tense meeting with Zhou Enlai at which he told the latter that he now understood the problem. “I am the son of coal miners,” he said. “You are the descendant of feudal mandarins. We have nothing in common.” “Perhaps we do,” murmured his Chinese antagonist. “What?” blustered Khrushchev. “We are,” responded Zhou, “both traitors to our class.”

The only solution is to divest yourself of the burdens of mammon.

bugs-bunny-im-cute.gif

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