Building a house

[tamthebam]

Essential viewing I would say... 

[Sergeant Wilson]

11 hours ago, Melanius Mullarkey said:

Make sure you use concrete. Plenty of concrete.

And send photos of said concrete to that sanctimonious p***k Kevin McCunt.

^^^failed the audition for Grand Designs.

[Jacksgranda]

On 29/09/2020 at 09:38, Melanius Mullarkey said:

Make sure you use concrete. Plenty of concrete.

 

And just to brighten things up a bit, use green concrete.*

* The colour green, not concrete that's not quite ready...

Edited September 30, 2020 by Jacksgranda

[Melanius Mullarkey]

22 minutes ago, Jacksgranda said:

And just to brighten things up a bit, use green concrete.*

* The colour green, not concrete that's not quite ready...

Green green concrete. Colourful and environmentally friendly.

Spoiler

 

 

Spoiler

Twat

 

 

[beefybake]

On 28/09/2020 at 19:39, Inanimate Carbon Rod said:

Have any P&B members ever built their own house or commissioned a turn key project with a pre-fab maker like Huff Haus or Baum Fritz? Mrs ICR and I are quite taken by modern architecture and often look at grand designs etc and think we’d like to give it a bash in the next ten yesrs or so. I quite like the california style houses on youtube channels like Enes Yilmazers’ (obviously not the mansions and bel air houses) but the idea of big windows, walk in dressing rooms and open plan living/family rooms etc. 

Have done some initial looking about and for a house designed more or less to what we want it’d cost the same as a new build Cala/Stewart Milne house where we dont have any real input into the layout and design of the house. 
 

There are some pre-fab companies in Scotland but their houses all try and look like crofts and long houses etc and thats not really what we are into. 
 

Anyway be interested to see if any posters have done a self build and if they would do it again, anything come up that they didn’t anticipate? 

Actually, I haven't... No money.

But, I would if I could.   Housebuilding, new builds, in Britain are like failures of imagination. If ever there was an industry that needed an explosive device dropped into it, it's housebuilding.

Go for it.

 

[Inanimate Carbon Rod]

1 hour ago, beefybake said:

Actually, I haven't... No money.

But, I would if I could.   Housebuilding, new builds, in Britain are like failures of imagination. If ever there was an industry that needed an explosive device dropped into it, it's housebuilding.

Go for it.

 

Was looking at it, a ‘huf haus’ fully fitted would cost us £300k-380k (3 bed room with 2.5 bath full glass gable, balcony on master bedroom with kitchen, stairs, basement, solar panels etc) and its kitted out to a very high standard, the only thing it doesnt seem to include is the cost of landworks to prep the site, you can even get them to do the foundations/retaining walls where required. But what Im totally unsure of is how to go about getting a plot of land, theres loads of just absolute barren farm land and stuff around where we live not being built on, but dont know if getting a change of use etc would be difficult, ive never built anything before, ive read that getting hooked up to utilities can either be easy or very difficult depending on the site. We are about 4/5 years from actively going for it, but thats the goal. I dont know if i would be able to apply for change of use for land before I buy it and if id get mortgaged on the plot or just the build, ive really no clue, one of the styles we like is this https://www.huf-haus.com/en-uk/modum/modum-8-sample-4/ 

I’ve been looking and can include solar panels, different types of eco stuff to almost be self sufficient and have very small bills. the actual cost ive seen for other ones in places where land is more expensive seems to be cheaper than buying from Cala/Taylor Wimpey and apparently the houses have a very high resale value, just wouldnt know where to start but its the dream. 
 

Essentially I could get a new build house and pay a fortune or do it ourselves and spend less on a house that would be a bespoke design for us. 

Edited September 30, 2020 by Inanimate Carbon Rod

[Newbornbairn]

Sometimes better to buy a ramshackle house in the right location and demolish it. Already utilities on site and no change of use.

[maicoman]

3 hours ago, Inanimate Carbon Rod said:

Was looking at it, a ‘huf haus’ fully fitted would cost us £300k-380k (3 bed room with 2.5 bath full glass gable, balcony on master bedroom with kitchen, stairs, basement, solar panels etc) and its kitted out to a very high standard, the only thing it doesnt seem to include is the cost of landworks to prep the site, you can even get them to do the foundations/retaining walls where required. But what Im totally unsure of is how to go about getting a plot of land, theres loads of just absolute barren farm land and stuff around where we live not being built on, but dont know if getting a change of use etc would be difficult, ive never built anything before, ive read that getting hooked up to utilities can either be easy or very difficult depending on the site. We are about 4/5 years from actively going for it, but thats the goal. I dont know if i would be able to apply for change of use for land before I buy it and if id get mortgaged on the plot or just the build, ive really no clue, one of the styles we like is this https://www.huf-haus.com/en-uk/modum/modum-8-sample-4/ 

I’ve been looking and can include solar panels, different types of eco stuff to almost be self sufficient and have very small bills. the actual cost ive seen for other ones in places where land is more expensive seems to be cheaper than buying from Cala/Taylor Wimpey and apparently the houses have a very high resale value, just wouldnt know where to start but its the dream. 
 

Essentially I could get a new build house and pay a fortune or do it ourselves and spend less on a house that would be a bespoke design for us. 

That is one smart house that "huf haus" do  Think you will have a hard job trying to get planing on the farm land  The £300k- £380k are they buying the land for you at that price? I have been told that the value of a plot of land should be roughly a 3rd of the price of the house you are building  On a "normal" build anyway

[Mr Waldo]

On 29/09/2020 at 09:38, Melanius Mullarkey said:

Make sure you use concrete. Plenty of concrete.

And send photos of that sanctimonious p***k Kevin McCunt in said concrete.

Sorry, but the way you structure a sentence is very poor indeed.

[Inanimate Carbon Rod]

33 minutes ago, maicoman said:

That is one smart house that "huf haus" do  Think you will have a hard job trying to get planing on the farm land  The £300k- £380k are they buying the land for you at that price? I have been told that the value of a plot of land should be roughly a 3rd of the price of the house you are building  On a "normal" build anyway

No thats the price without the land, essentially they seem to provide the building, labour (except for the landclearing/foundations), internal fixtures/kitchen/bath/decor. There doesnt seem to be too many plots of land nearby that would be suitable without getting a change of use or something, I have seen one with existing planning for £90k in a really nice village nearby, but we are a very long way off that anyway, just at the kinda ideas stage just now. We are in a Taylor Wimpey house just now and to be honest its nice enough, but I hate living so close to neighbours and all the ones nearby are either building summer houses that overlook ours or putting those hot tub things on their decking behind us meaning theres not a lot of privacy (dont get me wrong I dont get up to anything interesting I just dont want to be sitting in my garden and making eye contact with neighbours or hearing their parties every nice night). Ours has appreciated a good bit in value since we bought it so we would have a bit of wiggle room, we also did well when we sold our flat so we had a decent deposit. 

Edited September 30, 2020 by Inanimate Carbon Rod

[Hard Graft]

Really nice looking house but you talk about your neighbours and privacy and with the amount of glass that is in that house you would have to be careful where you built it. Getting an isolated plot of land would be ideal but whoever sold you the land may suddenly see a goldmine and sell other plots close to you.  I presume as well that the glass is well insulated or you could have horrendous heating bills in a bad winter.

[Inanimate Carbon Rod]

2 hours ago, Hard Graft said:

Really nice looking house but you talk about your neighbours and privacy and with the amount of glass that is in that house you would have to be careful where you built it. Getting an isolated plot of land would be ideal but whoever sold you the land may suddenly see a goldmine and sell other plots close to you.  I presume as well that the glass is well insulated or you could have horrendous heating bills in a bad winter.

We wouldnt be getting all glass, a glass gable maybe, but they generally come with built in blinds, they do have walls which are generally white in colour for areas where you’d not want to be overlooked. For my current house the issue is the properties behind are elevated which means after the selfish fuckers built decking at the bottom of their gardens they had a raised platform looking right into my house, I would grow some evergreens or something but it would substantially reduce my own garden space etc. 

[mishtergrolsch]

On 28/09/2020 at 19:57, RH33 said:

I’ve watched enough grand designs to know that it’ll cost more than you have, will involve at least one pregnancy, probably a divorce and also a serious illness.

You forgot that one person in the relationship is a self employed butterfly counter and the other is taking a break from a career as a traffic cone inspector. They somehow have a budget of £750,000. The bloke ends up having a bash at putting the roof on to save cash and they end up having to sell their current house to make up the £300,000 they've gone over budget by and then borrow money off their parents or "come into some money". The family move on site into a leaky 2 person caravan in the winter with 3 kids and 2 dogs and it takes at least 3 years to build and they never tell Kevin what they've really spent.

[Melanius Mullarkey]

6 hours ago, mishtergrolsch said:

You forgot that one person in the relationship is a self employed butterfly counter and the other is taking a break from a career as a traffic cone inspector. They somehow have a budget of £750,000. The bloke ends up having a bash at putting the roof on to save cash and they end up having to sell their current house to make up the £300,000 they've gone over budget by and then borrow money off their parents or "come into some money". The family move on site into a leaky 2 person caravan in the winter with 3 kids and 2 dogs and it takes at least 3 years to build and they never tell Kevin what they've really spent.

Plus, they’re smug c***s.

[maicoman]

Seen in the paper  in the last year or so that the tax inspectors like to watch Grand Designs to see what the people are spending on the builds

[tinkerbelle]

27 minutes ago, maicoman said:

Seen in the paper  in the last year or so that the tax inspectors like to watch Grand Designs to see what the people are spending on the builds

My folks had a Swedish chalet style 4 bedroom, 2 bathroom, dining room and full width, vaulted ceiling lounge house built back in 1982. Total cost for the land (1/3 acre),house and furnishings was 35k. After they shuffled off 20 years later, I sold it for 160k. After a few different owners, the house was sold last year for 360k.

[the aggressive beggar]

On 30/09/2020 at 17:02, Inanimate Carbon Rod said:

Was looking at it, a ‘huf haus’ fully fitted would cost us £300k-380k (3 bed room with 2.5 bath full glass gable, balcony on master bedroom with kitchen, stairs, basement, solar panels etc) and its kitted out to a very high standard, the only thing it doesnt seem to include is the cost of landworks to prep the site, you can even get them to do the foundations/retaining walls where required. But what Im totally unsure of is how to go about getting a plot of land, theres loads of just absolute barren farm land and stuff around where we live not being built on, but dont know if getting a change of use etc would be difficult, ive never built anything before, ive read that getting hooked up to utilities can either be easy or very difficult depending on the site. We are about 4/5 years from actively going for it, but thats the goal. I dont know if i would be able to apply for change of use for land before I buy it and if id get mortgaged on the plot or just the build, ive really no clue, one of the styles we like is this https://www.huf-haus.com/en-uk/modum/modum-8-sample-4/ 

I’ve been looking and can include solar panels, different types of eco stuff to almost be self sufficient and have very small bills. the actual cost ive seen for other ones in places where land is more expensive seems to be cheaper than buying from Cala/Taylor Wimpey and apparently the houses have a very high resale value, just wouldnt know where to start but its the dream. 
 

Essentially I could get a new build house and pay a fortune or do it ourselves and spend less on a house that would be a bespoke design for us. 

I had a wee look into this earlier in the year.  I spoke with my dad's mate who is an IFA, he said a mortgage company will only provide a mortgage on the build, not the land.  Also it is hideously expensive with higher rates/charges etc.

I'm at least 10 years from being able to realistically consider doing this.  Going to keep it simple and probably just go with Scotframe or Stewart Milne.

[Archie McSquackle]

Sometimes better to buy a ramshackle house in the right location and demolish it. Already utilities on site and no change of use.

This could make a big difference. Also, it's becoming very difficult to get Scottish Water approval for connection into a combined sewer even if they don't have separate foul and surface water drains in the vicinity.

[Inanimate Carbon Rod]

2 hours ago, the aggressive beggar said:

I had a wee look into this earlier in the year.  I spoke with my dad's mate who is an IFA, he said a mortgage company will only provide a mortgage on the build, not the land.  Also it is hideously expensive with higher rates/charges etc.

I'm at least 10 years from being able to realistically consider doing this.  Going to keep it simple and probably just go with Scotframe or Stewart Milne.

Ive heard that some mortgage companies do this but there are specialist self build brokers and if you use a tried and tested company like Huf etc where they know the value of the property will rise quite high then you can get a mortgage relatively ok. 
theres a mortgage provider called ‘ecology’ who do full mortgages on self builds and offer discounts for enviromentally friendly builds. 

Edited October 3, 2020 by Inanimate Carbon Rod

[MONKMAN]

I had a wee look into this earlier in the year.  I spoke with my dad's mate who is an IFA, he said a mortgage company will only provide a mortgage on the build, not the land.  Also it is hideously expensive with higher rates/charges etc.
I'm at least 10 years from being able to realistically consider doing this.  Going to keep it simple and probably just go with Scotframe or Stewart Milne.

Some will actually provide finance for the land providing it has planning. The self build mortgage rates are higher, but as soon as the build is signed off as complete, it is then transferred over to a regular mortgage with better rates.