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Coronavirus and the Scottish Championship


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2 hours ago, SandyCromarty said:

Again, all Insurance companies will have Force Majeure clauses built in on any policy and this epidemic is just such an event. They would be out of business if they didn't.

The main saviour if it goes long term would have to be the government

Companies take out business interruption and catastrophe cover for such extreme events. The major travel and transport companies are obliged by law to have catastrophe insurance. 

The Lloyds market specialises in providing such cover. Here's some examples from 2018 - https://www.theguardian.com/business/2018/mar/21/lloyds-of-london-loss-hurricanes-earthquakes

"Lloyd’s of London slumped to a £2bn loss last year, its first in six years, as the insurance market was hit by a series of major hurricanes and earthquakes.

Hurricanes Harvey, Irma and Maria, along with an earthquake in Mexico, wildfires in California, monsoon flooding in Bangladesh and a mudslide in Colombia, cost the Lloyd’s market £4.5bn in claims, more than double the previous year when it paid out £2.1bn."

"Last year’s 330 natural disasters are estimated to have caused a global economic loss of $353bn (£251bn), with Harvey, Irma and Maria accounting for 60% of the insured losses."

The Coronavirus will cost the global insurance market a fortune. Lloyds insurers and "names" could find themselves facing financial  ruin.

Edited by Bishop Briggs
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What you will see is 'Swiss Law' which is used in sports contracts and will use similar language to Force Majeure. Though as I mentioned in an earlier post the Rugby Authorities used Force Majeure in the last Rugby World Cup when they cancelled the Scotland v Japan game.
I am more than hoping that this epidemic is short lived and over by the summer, all I am pointing out that if it goes way past that then harsher methods to reduce costs may be used by clubs, after all saving our clubs is a priority.
Bear in mind that the vast majority of Boards in football are populated by businessmen. 
Scotland v Japan wasn't cancelled at the world cup, we got beat.
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Except pretty much nobody (other than Dundee fans winding up Arabs) is saying that.
What people are saying is if we reach a stage that you cant get all the games played by the end of May then what are your options? Voiding it at that point is highly possible. Absolutely nobody is seriously asking for it to be voided right now.
The only other option is playing in June but curtailing the following season.
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33 minutes ago, DeeTillEhDeh said:
19 hours ago, Skyline Drifter said:
Except pretty much nobody (other than Dundee fans winding up Arabs) is saying that.
What people are saying is if we reach a stage that you cant get all the games played by the end of May then what are your options? Voiding it at that point is highly possible. Absolutely nobody is seriously asking for it to be voided right now.

The only other option is playing in June but curtailing the following season.

And how are clubs meant to fulfill these fixtures in June with no players? We will have 3 or 4 players under contract in June potentially.

Not saying it can't be done but it will need some creative thinking. I don't think it's a terribly likely approach.

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5 minutes ago, Colkitto said:

Hearts relegated

Dun Utd promoted

Partick Thistle relegated

Raith Rovers promoted

 

That's how it will pan out...

Pretty bs that the teams in the play off positions won't have an opportunity to be promoted but do think that's probably what will happen.

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4 hours ago, Skyline Drifter said:

Prepare to be surprised. SPFL clubs generally use a standard contract issued by the SPFL and drafted by Harper Macleod. I see no evidence in it of any "Force Majeure" clause.

Well, Ross Harper should be spanked with a slipper if that's the case...

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33 minutes ago, Skyline Drifter said:

And how are clubs meant to fulfill these fixtures in June with no players? We will have 3 or 4 players under contract in June potentially.

Not saying it can't be done but it will need some creative thinking. I don't think it's a terribly likely approach.

Christ not the “we lost because we only had three players” excuse!

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On 13/03/2020 at 17:37, MallanandFlanagan said:

There is the whole prize money aspect to work out too... What a mess emoji30.png

Instead of allocating prize money by league position (where clubs could argue that they potentially could have finished higher up if all games were played) they should distribute the prize pot equally between all teams regardless of league. That would help the small clubs and hopefully prevent them going bust. The bigger clubs are more able to cope with a temporary reduction in income.

Edited by forfarton
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10 minutes ago, forfarton said:

The bigger clubs are more able to cope with a temporary reduction in income.

But can they ? Rangers along with another few clubs are already in financial trouble , their outlay is far superior to lower league clubs , pro rata most clubs will be in same position of needing cash very soon 

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3 minutes ago, Bishop Briggs said:

Pipe down.

We still have a game in hand over the Doonhamers.

*verge of tears

"McCall is sending Partick down, Partick down, he's a w****r"

Edited by rb123!
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And how are clubs meant to fulfill these fixtures in June with no players? We will have 3 or 4 players under contract in June potentially.
Not saying it can't be done but it will need some creative thinking. I don't think it's a terribly likely approach.
How do you fulfill fixtures in July? You sign more players. Do the same, but a month earlier. All those out of contract players are going to want to play football somewhere.
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