mizfit Posted March 22, 2018 Share Posted March 22, 2018 I have motor, contents and life insurances.I set the price of travel insurance for a living. Anyone who doesn't take travel cover out when going abroad is a moron. I used to deal with travel policies. Used to find it utterly mental when people tried to lie about their conditions. 0 Quote Link to comment Share on other sites More sharing options...
Alert Mongoose Posted March 23, 2018 Share Posted March 23, 2018 If insurance is a requirement (ie car, motorbike), I'll get it. Otherwise you can take your money grabbing schemes and f**k off. 0 Quote Link to comment Share on other sites More sharing options...
Jimbo Jagsfan Posted March 23, 2018 Share Posted March 23, 2018 19 hours ago, die hard doonhamer said: I have motor, contents and life insurances. I set the price of travel insurance for a living. Anyone who doesn't take travel cover out when going abroad is a moron. We have an annual multi-trip travel policy from the Post Office. Its about £120 and covers all of Europe. If we go outside of Europe we get a top-up for that specific trip. 0 Quote Link to comment Share on other sites More sharing options...
steelmen Posted April 11, 2018 Share Posted April 11, 2018 I get free travel insurance for the family from the bank... well I say free I have to pay a fee to have the account. They used to take a small bit extra to top it up to premium cover years ago but now they say your covered for everything except skiing, water sports etc.I phoned to claim on my travel insurance years back when I lost my wedding ring(3 days after the wedding too) and they just laughed at me and told me to call my home insurance and pray I was covered. Thankfully I was. 0 Quote Link to comment Share on other sites More sharing options...
Hedgecutter Posted April 11, 2018 Share Posted April 11, 2018 Grimbo would have been great here. 1 Quote Link to comment Share on other sites More sharing options...
Gaz FFC Posted April 11, 2018 Share Posted April 11, 2018 Last year my car insurance was £196. This year the renewal came in at at £256. Quickly got on the price comparison websites and found many quotes under £200 Phoned up my provider to quit and they hastily dropped me down to £160. That's a driver win 0 Quote Link to comment Share on other sites More sharing options...
The Minertaur Posted June 13, 2019 Share Posted June 13, 2019 Does anybody here have a home that is of non standard construction? We've received our renewal through and the company who has done our insurance the last few years has gone bust so they've recommended another who are trying to charge 3 times the price. Have called up countless other providers who won't touch the house due to it having masonry/timber walls at the front and back of the house. Anybody got a similar sounding house? Who do you use? 0 Quote Link to comment Share on other sites More sharing options...
strichener Posted June 13, 2019 Share Posted June 13, 2019 10 minutes ago, The Minertaur said: Does anybody here have a home that is of non standard construction? We've received our renewal through and the company who has done our insurance the last few years has gone bust so they've recommended another who are trying to charge 3 times the price. Have called up countless other providers who won't touch the house due to it having masonry/timber walls at the front and back of the house. Anybody got a similar sounding house? Who do you use? Most modern homes are constructed with bricks and wood what is the exact issue with yours? Do you mean you live in a wooden house? 0 Quote Link to comment Share on other sites More sharing options...
The Minertaur Posted June 13, 2019 Share Posted June 13, 2019 1 minute ago, strichener said: Most modern homes are constructed with bricks and wood what is the exact issue with yours? Do you mean you live in a wooden house? No - this is what it says in the home report: "The property is of non-traditional construction known as the Kincorth System, compromising pre-cast concrete panel side walls with infill masonry/timber at the front and rear elevations" 0 Quote Link to comment Share on other sites More sharing options...
welshbairn Posted June 13, 2019 Share Posted June 13, 2019 12 minutes ago, The Minertaur said: Does anybody here have a home that is of non standard construction? We've received our renewal through and the company who has done our insurance the last few years has gone bust so they've recommended another who are trying to charge 3 times the price. Have called up countless other providers who won't touch the house due to it having masonry/timber walls at the front and back of the house. Anybody got a similar sounding house? Who do you use? No specific advice but try NFU Mutual if you haven't already, they seem more flexible and fairly priced than most. 0 Quote Link to comment Share on other sites More sharing options...
strichener Posted June 13, 2019 Share Posted June 13, 2019 10 minutes ago, The Minertaur said: No - this is what it says in the home report: "The property is of non-traditional construction known as the Kincorth System, compromising pre-cast concrete panel side walls with infill masonry/timber at the front and rear elevations" Sorry, I have never heard of this type of construction. I had a quick look at a report into non-traditional methods (https://www.cml.org.uk/documents/non-traditional-housing-in-the-uk-a-brief-overview-report/pdf_pub_misc_NontradhousingBR.pdf.pdf) which has no mention of this type specifically although it may be named differently. Have you asked your neighbours who they are insured with? Alternatively you could try the following companies that do non-standard: https://www.homeprotect.co.uk https://gsi-insurance.com/ 1 Quote Link to comment Share on other sites More sharing options...
The Minertaur Posted June 13, 2019 Share Posted June 13, 2019 7 minutes ago, strichener said: Sorry, I have never heard of this type of construction. I had a quick look at a report into non-traditional methods (https://www.cml.org.uk/documents/non-traditional-housing-in-the-uk-a-brief-overview-report/pdf_pub_misc_NontradhousingBR.pdf.pdf) which has no mention of this type specifically although it may be named differently. Have you asked your neighbours who they are insured with? Alternatively you could try the following companies that do non-standard: https://www.homeprotect.co.uk https://gsi-insurance.com/ Tried Home Protect yesterday and they were utterly useless - guy on the phone didn't have a clue when we were trying to explain about the construction. GSI I haven't looked at yet though so will give them a call later. The immediate neighbours are all council houses and the neighbours we've asked don't have any contents insurance. Real pain in the arse this. 0 Quote Link to comment Share on other sites More sharing options...
Jacksgranda Posted June 13, 2019 Share Posted June 13, 2019 3 minutes ago, The Minertaur said: Tried Home Protect yesterday and they were utterly useless - guy on the phone didn't have a clue when we were trying to explain about the construction. GSI I haven't looked at yet though so will give them a call later. The immediate neighbours are all council houses and the neighbours we've asked don't have any contents insurance. Real pain in the arse this. I don't understand why your contents insurance would be affected by how your house is built. 0 Quote Link to comment Share on other sites More sharing options...
welshbairn Posted June 13, 2019 Share Posted June 13, 2019 11 minutes ago, The Minertaur said: Tried Home Protect yesterday and they were utterly useless - guy on the phone didn't have a clue when we were trying to explain about the construction. GSI I haven't looked at yet though so will give them a call later. You might be able to get more details from the firms listed here. http://www.scottisharchitects.org.uk/building_full.php?id=406159 1 Quote Link to comment Share on other sites More sharing options...
The Minertaur Posted June 13, 2019 Share Posted June 13, 2019 12 minutes ago, Jacksgranda said: I don't understand why your contents insurance would be affected by how your house is built. Ditto but it's building insurance that we're really needing. 0 Quote Link to comment Share on other sites More sharing options...
welshbairn Posted June 13, 2019 Share Posted June 13, 2019 13 minutes ago, Jacksgranda said: I don't understand why your contents insurance would be affected by how your house is built. If there's an increased risk of the house burning or falling down, it would affect the contents too. 0 Quote Link to comment Share on other sites More sharing options...
Jacksgranda Posted June 13, 2019 Share Posted June 13, 2019 9 minutes ago, The Minertaur said: Ditto but it's building insurance that we're really needing. Is yours an ex-council house? It might be worth contacting your council to see how they insure similar properties. A bit of a long shot, perhaps. 1 Quote Link to comment Share on other sites More sharing options...
Sergeant Wilson Posted June 13, 2019 Share Posted June 13, 2019 11 minutes ago, The Minertaur said: Ditto but it's building insurance that we're really needing. Did you get a mortgage on it? No advice, but I know mortgage lenders avoid concrete panel houses. @Melanius Mullarkey is to blame. 0 Quote Link to comment Share on other sites More sharing options...
Honest Saints Fan Posted June 13, 2019 Share Posted June 13, 2019 1 hour ago, The Minertaur said: Does anybody here have a home that is of non standard construction? We've received our renewal through and the company who has done our insurance the last few years has gone bust so they've recommended another who are trying to charge 3 times the price. Have called up countless other providers who won't touch the house due to it having masonry/timber walls at the front and back of the house. Anybody got a similar sounding house? Who do you use? Try a broker. They have access to specialist markets such as non-standard construction. 1 Quote Link to comment Share on other sites More sharing options...
strichener Posted June 13, 2019 Share Posted June 13, 2019 3 minutes ago, Jacksgranda said: Is yours an ex-council house? It might be worth contacting your council to see how they insure similar properties. A bit of a long shot, perhaps. Councils self-insure. 0 Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.