Dindeleux Posted January 23, 2018 Share Posted January 23, 2018 18 minutes ago, Adam said: Know that you’re probably at the wind up, but I know a few folk I went to university with that really struggled to attain a decent job after leaving. It’s not always about qualifications. I know, was completely at the windup. Link to comment Share on other sites More sharing options...
whiskychimp Posted January 23, 2018 Share Posted January 23, 2018 6 hours ago, Squirrelhumper said: Not really. If I've saved up money I've earned by doing OT then I go on a wee holiday or buy some new golf clubs. I don't base my monthly outgoings on my OT being there each month, sometimes I do no overtime in a month and manage just fine. Had I outgoings that were essential such as rent, bills etc that were based on OT each month then that would be living outwith my means. If I want to save up OT wages and go on a nice holiday that's fully paid for before I even go then I don't see how that's living outwith my means. If my overtime stopped tomorrow I'd do just fine. I'd just go on say 3 holidays a year instead of say 5. I'd still be able to go to football, socialise, pay my bills, save and do other things with my normal wage. Let me change the question around. Is overtime allowing you to live outwith your means? Link to comment Share on other sites More sharing options...
D.A.F.C Posted January 23, 2018 Share Posted January 23, 2018 What fucks me off is when employers actually value staff doing constant overtime. It's the same people who sit surfing the net mon-fri and are watching the clock with five mins to go. I would rather my staff worked hard and maybe stayed on occasionally to do the job. An attitude of take take take stinks yet overtime is seen as a sign of dedication. What a load of shite. Link to comment Share on other sites More sharing options...
GiGi Posted January 24, 2018 Share Posted January 24, 2018 12 hours ago, whiskychimp said: Let me change the question around. Is overtime allowing you to live outwith your means? Why is this even a question? Most people probably just like the extra money and what they do with it is none of your business. Link to comment Share on other sites More sharing options...
Squirrelhumper Posted January 24, 2018 Share Posted January 24, 2018 13 hours ago, whiskychimp said: Let me change the question around. Is overtime allowing you to live outwith your means? No. I don't see how hard that is for you to understand. I save money regardless of whether I do overtime or not. However if overtime is offered then I do it as it lets me save more and have a bit more in my pocket. I generally do it during week, where I do 7.30-5.30 instead of 9-5 and it affects my life not one jot. I refuse to do it when I've stuff on or I can't be arsed. Some months I don't bother, some months I do. I do less in summer as it's lighter, sunnier and I'd rather go for a pint or a game of golf after work. You seem to have a weird grasp of living outwith your means. Link to comment Share on other sites More sharing options...
Rugster Posted January 24, 2018 Share Posted January 24, 2018 17 minutes ago, Squirrelhumper said: No. I don't see how hard that is for you to understand. I save money regardless of whether I do overtime or not. However if overtime is offered then I do it as it lets me save more and have a bit more in my pocket. I generally do it during week, where I do 7.30-5.30 instead of 9-5 and it affects my life not one jot. I refuse to do it when I've stuff on or I can't be arsed. Some months I don't bother, some months I do. I do less in summer as it's lighter, sunnier and I'd rather go for a pint or a game of golf after work. You seem to have a weird grasp of living outwith your means. He's a bit hard of thinking, don't worry about it. Link to comment Share on other sites More sharing options...
Ned Nederlander Posted January 24, 2018 Share Posted January 24, 2018 I don't need to do overtime but given my relatively easy shift pattern and the decent OT rate I do it quite often, I hardly notice the extra hours and the extra money in the bank pretty much feels like free cash. I didn't do it at my last place, the rate was shit and I usually ended up really busy and contemplating what I should really have been doing with my time, it's all relative I guess. Link to comment Share on other sites More sharing options...
whiskychimp Posted January 25, 2018 Share Posted January 25, 2018 19 hours ago, GiGi said: Why is this even a question? Most people probably just like the extra money and what they do with it is none of your business. I never asked what anyone did with their money. Its a question because I asked it to Squirrelhumper. Hope that helps. 18 hours ago, Squirrelhumper said: No. I don't see how hard that is for you to understand. I save money regardless of whether I do overtime or not. However if overtime is offered then I do it as it lets me save more and have a bit more in my pocket. I generally do it during week, where I do 7.30-5.30 instead of 9-5 and it affects my life not one jot. I refuse to do it when I've stuff on or I can't be arsed. Some months I don't bother, some months I do. I do less in summer as it's lighter, sunnier and I'd rather go for a pint or a game of golf after work. You seem to have a weird grasp of living outwith your means. By weird, you actuallky mean different from yours. I'll stick with if you are working overtime and spending it on hols you're living outwith your means. If you are saving the money from overtime, which you have just added, you are not. Link to comment Share on other sites More sharing options...
GiGi Posted January 25, 2018 Share Posted January 25, 2018 23 minutes ago, whiskychimp said: I never asked what anyone did with their money. Its a question because I asked it to Squirrelhumper. Hope that helps. By weird, you actuallky mean different from yours. I'll stick with if you are working overtime and spending it on hols you're living outwith your means. If you are saving the money from overtime, which you have just added, you are not. What the f**k are you supposed to do with extra earnings then? I don't know what your problem with people working over their hours is but you do not understand the term living outwith your means. I'll help you out. If someone is spending more than they earn and risking financial difficulty or borrowing to fund a lifestyle they can't otherwise afford, that is living outwith your means. Working a few extra hours to have extra money to spend is not. Link to comment Share on other sites More sharing options...
JamesP_81 Posted January 25, 2018 Share Posted January 25, 2018 My first job was in retail for a well known chain , got a store manager job with them when I was about 23 and quickly realised that all the ' we don't expect any unpaid ot as your workload is achievable in normal hours ' talk in my interview was a load of bollocks. Within a week in the job I was getting extreme pressure to work in excess of 80 hours per week ( no extra payment ) because thats what all the other managers in the area done. Worked out I was getting paid about half as much per hour as a checkout operator ! A couple of weeks later I thought f**k that , locked the office door with the keys inside in the middle of my shift and drove home , never set foot in the place again. Next job in sales and you had folk working 12 hour days to make extra bonus off the 8 hour targets as ' they needed a grand a month bonus or else they don't eat '! Utter madness which just fucked every other person as the targets became unachievable in the working hours so all bonus money was hoovered up by the people with the 'dedication' to stay 4 hours extra every day , horrible environment where I made sure I done the extreme minimum amount possible to get by without a disciplinary.Current work I don't do any ot but thats mainly due to having a young family and logistically is impossible to juggle my shifts , the wife's shifts and childcare around without throwing in last minute work arrangements . Any ot is paid well tho and the idea of any unpaid work in the railway is absolutely unheard of. Link to comment Share on other sites More sharing options...
throbber Posted January 25, 2018 Share Posted January 25, 2018 I get paid the last Thursday of each month on a salary basis and today I got less than I expected. I started 2 weeks before Christmas and just got paid half of my salary. Then I had 2 weeks off for Christmas and started back on the 8 th January and have worked 2 weeks and 4 days since being back and my pay was the same as what I got in December. It’s probably about 60% if my full salary I got paid today, will this be because I shouldn’t have been due any holiday pay fromThen as I have just started? Link to comment Share on other sites More sharing options...
JamesP_81 Posted January 25, 2018 Share Posted January 25, 2018 I get paid the last Thursday of each month on a salary basis and today I got less than I expected. I started 2 weeks before Christmas and just got paid half of my salary. Then I had 2 weeks off for Christmas and started back on the 8 th January and have worked 2 weeks and 4 days since being back and my pay was the same as what I got in December. It’s probably about 60% if my full salary I got paid today, will this be because I shouldn’t have been due any holiday pay fromThen as I have just started? Check your tax code , is it possible you've been whacked with emergency tax ? Pretty common especially if new on the payroll . Link to comment Share on other sites More sharing options...
throbber Posted January 25, 2018 Share Posted January 25, 2018 Check your tax code , is it possible you've been whacked with emergency tax ? Pretty common especially if new on the payroll . The amount I’m short of my monthly salary is far shorter than emergency tax would make it. Also when I got paid in December I hardly paid any tax at all. It was first time I have been on the books with company in years and I was self employed earlier in the year and never gave a p60. Link to comment Share on other sites More sharing options...
whiskychimp Posted January 25, 2018 Share Posted January 25, 2018 3 hours ago, GiGi said: What the f**k are you supposed to do with extra earnings then? I don't know what your problem with people working over their hours is but you do not understand the term living outwith your means. I'll help you out. If someone is spending more than they earn and risking financial difficulty or borrowing to fund a lifestyle they can't otherwise afford, that is living outwith your means. Working a few extra hours to have extra money to spend is not. You seem angry. And I disagree. Link to comment Share on other sites More sharing options...
GiGi Posted January 25, 2018 Share Posted January 25, 2018 Just now, whiskychimp said: You seem angry. And I disagree. You disagree that people should spend the money that they earn if it's over their normal salary. You're an absolute pie. Link to comment Share on other sites More sharing options...
welshbairn Posted January 25, 2018 Share Posted January 25, 2018 I had a nice win on a football accumulator and treated myself to a holiday in Japan in October. #livingbeyondmymeans Link to comment Share on other sites More sharing options...
GiGi Posted January 25, 2018 Share Posted January 25, 2018 3 minutes ago, welshbairn said: I had a nice win on a football accumulator and treated myself to a holiday in Japan in October. #livingbeyondmymeans What would your accountant think of your reckless spending of this (entirely disposable) windfall? Think on that when you're chowing down at a reassuringly expensive sushi bar. Link to comment Share on other sites More sharing options...
JamesP_81 Posted January 25, 2018 Share Posted January 25, 2018 The amount I’m short of my monthly salary is far shorter than emergency tax would make it. Also when I got paid in December I hardly paid any tax at all. It was first time I have been on the books with company in years and I was self employed earlier in the year and never gave a p60.Employer must be paying you relative to the amount of effort you put in then , thats the only other answer if its not tax related. Link to comment Share on other sites More sharing options...
DanMc99 Posted January 25, 2018 Share Posted January 25, 2018 i get double time saturday and sunday, try and do a weekend every few months Link to comment Share on other sites More sharing options...
welshbairn Posted January 25, 2018 Share Posted January 25, 2018 1 hour ago, throbber said: The amount I’m short of my monthly salary is far shorter than emergency tax would make it. Also when I got paid in December I hardly paid any tax at all. It was first time I have been on the books with company in years and I was self employed earlier in the year and never gave a p60. You probably haven't been there long enough to qualify for holiday pay. Why don't you ask payroll? Link to comment Share on other sites More sharing options...
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