Jump to content

Emergency loans


Bambino7

Recommended Posts

  • Replies 523
  • Created
  • Last Reply

Shite times mate, can only echo what others have said and avoid payday loan companies like the plague. You will live to regret it.

I'll also chuck a tenner in. I've been in the situation previously (not kicked out the house, just mental skint). Send us all your sort code and account number and we can fire it into your bank, allowing you to go to the branch and get it out, presuming you have ID with you.

Link to comment
Share on other sites

f**k sake, sorry Bambers. I'm rooked just now (had to borrow money from my folks to try and avoid charges!) but if your still toiling at the end of next week I'll add a tenner.
Not ideal, but do you have a credit card you can use short term and pay off? Will be a better rate than those money lending c***s.

Link to comment
Share on other sites

It's brilliant that P&B can help out with something like this - assuming it's a genuine cry for help and I've no reason to believe otherwise.

Count me in for a tenner too.

Had thought about putting a tenner on ICT to win against Dumbarton, but this will be a much safer bet.

:)

 

 

Link to comment
Share on other sites

 

I’m going to go slightly off message here.

 

Whilst I’d agree that you should avoid payday loans if you can, there are some that are useful if you have no other option. Some of them have facilities for borrowing over a few months, meaning you can pay smaller sums each month. Obviously this means you’ll be paying more to them in interest, but depending on the sums it can sometimes be not so bad. Plus with most of them you can pay it back early if you can afford to do so. I’ve also found that some of them are pretty sound if you do get in to difficulties and are happy to work out repayment plans if you speak to them. There are of course some who are utter c***s, but bitter experience has taught me who is sound and who isn’t.

 

On the sound list (all of these offer loans over a few months);

 

Wonga

CashASAP

Lending Stream

Wage Day Advance

Piggy Bank

Cash4UNow

24/7 Moneybox

MyJar

SafetyNetCredit

Sunny

 

On the avoid at all costs list;

 

Cashfloat (the absolute worse)

Mr Lender

Uncle Buck

Quick Quid

PayDayUK

Lolly

Pounds To Pocket

 

No idea about the rest, but most likely would sit on the second list. I should reiterate that this should only be a last resort. You will also need a bank card (or at least the details on it), so if you don’t have this you won’t be able to get any loan from them.

 

Hopefully though you can get something sorted and not have to go down this route, but it’s not as bad as some make out, although these companies undeniably do pray on vulnerable folk (or morons like me) and encourage folk to keep taking out loans.

 

I see folk are saying they’ll chuck some money in to some sort of fund; I’d also be happy to fire over a tenner.

Link to comment
Share on other sites

11 hours ago, Johnny Däpp said:

@Bambino7 are you employed mate? Always worth speaking to your HR or Payroll, explain your circumstances and ask for an advance on your wages. 

Like others have said, avoid pay day lenders at all costs. The likes of Wonga are ok if you're only looking for £100 to get you by for a few days but they are notorious if you find yourself short every month and start to rely on them. 

Citizens advice definitely worth a shout, also worth speaking to a local credit union??

Good luck man

Thanks mate.  I'm already having to take days off to sort this and getting the involved in the personal life is a no go.  I've been to a couple of places this morning citizens advoce weren't very hopefully get something sorted today accom wise! Probably going to be a very tricky ten days mind. 

Link to comment
Share on other sites

9 minutes ago, Bambino7 said:

Thanks mate.  I'm already having to take days off to sort this and getting the involved in the personal life is a no go.  I've been to a couple of places this morning citizens advoce weren't very hopefully get something sorted today accom wise! Probably going to be a very tricky ten days mind. 

You got somewhere to stay sorted mate?

Link to comment
Share on other sites

Archived

This topic is now archived and is closed to further replies.

  • Recently Browsing   0 members

    • No registered users viewing this page.
×
×
  • Create New...