endieinreekie 675 Report post Posted June 15, 2016 Burn your house down, claim the insurance, start a fundraising campaign and simply buy a new house mortgage free 0 Quote Share this post Link to post Share on other sites
Ad Lib 2,620 Report post Posted June 15, 2016 Paint the red door black. 0 Quote Share this post Link to post Share on other sites
Hedgecutter 8,396 Report post Posted June 15, 2016 Burn your house down, claim the insurance, start a fundraising campaign and simply buy a new house mortgage free Or if there's a joint owner, take him/her for a lovely clifftop walk. 0 Quote Share this post Link to post Share on other sites
itzdrk 7,878 Report post Posted June 15, 2016 Burn your house down, claim the insurance, start a fundraising campaign and simply buy a new house mortgage free Remember to lock the pets inside. 0 Quote Share this post Link to post Share on other sites
ayrmad 3,479 Report post Posted June 15, 2016 Ok, current Mortgage deal is almost done so looking at options. In a position to increase payments and knock a few years of the mortgage. What kind of deal would P&B go for? That's a good start. Would also fix as the upside is very small compared to the downside. 0 Quote Share this post Link to post Share on other sites
endieinreekie 675 Report post Posted June 15, 2016 Remember to lock the pets inside.Goes without saying 0 Quote Share this post Link to post Share on other sites
Jambomo 1,852 Report post Posted June 15, 2016 I'd personally go for a fixed rate, if only for the practical reason that you know what you'll be paying each month without a rise if the interest rate goes up. Then you have the freedom to overpay if you can (make sure yours allows it) and if you can't one month then its no big deal. 0 Quote Share this post Link to post Share on other sites
CLANCY2KTID 540 Report post Posted June 15, 2016 Something else. Sell your house and buy a motorhome, travel to Dover and pick up some lovely Eastern European women looking for work in the sex trade, travel the country in your mobile brothel and earn your millions as a tinky-Scottish-pimpy-Hugh Heffner type. Also, buy a smoking jacket and a pipe. 0 Quote Share this post Link to post Share on other sites
Dindeleux 807 Report post Posted June 15, 2016 Fixed rate 2 years. 0 Quote Share this post Link to post Share on other sites
dee_62 1,163 Report post Posted June 15, 2016 I've always gone fixed rate for budgeting purposes. Switched a couple of years ago from interest only mortgage to a repayment one. Cashed in the endowments which, because of the low interest rates over the last however many years, were never going to repay the lump sum at the end. Used them to pay off a fair whack of the mortgage (had been a company interest only one which had run for 20+ years). Wish I'd switched to even part repayment a few years ago, but there always seemed to be something more important to spend the money on. When the mortgage term finishes in 5 years there will be a small amount outstanding amount and I've got a share save in place to cover it. Would never wish my life away but seriously can't wait to be rid of this! 0 Quote Share this post Link to post Share on other sites
throbber 8,723 Report post Posted June 15, 2016 Romeo is a very old man. 0 Quote Share this post Link to post Share on other sites
Romeo 7,157 Report post Posted June 15, 2016 Romeo is a very old man. Fairly old throbber, fairly old.. 0 Quote Share this post Link to post Share on other sites
banana 2,253 Report post Posted June 25, 2018 c***s paying the highly inflated price the estate agents put a house up for, absolute c***s driving up prices/expectations. 0 Quote Share this post Link to post Share on other sites
Dons_1988 13,040 Report post Posted June 25, 2018 Ok, current Mortgage deal is almost done so looking at options. In a position to increase payments and knock a few years of the mortgage. What kind of deal would P&B go for? My advice would probably be don’t seek advice from a forum full of life’s losers (myself included). 0 Quote Share this post Link to post Share on other sites
Granny Danger 16,204 Report post Posted June 25, 2018 10 minutes ago, Dons_1988 said: My advice would probably be don’t seek advice from a forum full of life’s losers (myself included). People who start threads like this should be legally obliged to accept the results. 0 Quote Share this post Link to post Share on other sites
Melanius Mullarkey 24,063 Report post Posted June 26, 2018 Any update on Romeo? 0 Quote Share this post Link to post Share on other sites
Abby Normal 19,767 Report post Posted June 26, 2018 1 minute ago, Melanius Mullarkey said: Wherefore art thou Romeo? FTFY 5 Quote Share this post Link to post Share on other sites
stuthejag 79 Report post Posted June 26, 2018 Speak to a broker I can recommend one if you PM me. 0 Quote Share this post Link to post Share on other sites
the jambo-rocker 1,770 Report post Posted June 27, 2018 I would go to First Mortgage and see what they have to say for re-negotiating your mortgage. At the worst, it's free advice. 0 Quote Share this post Link to post Share on other sites
Ross. 4,136 Report post Posted June 27, 2018 On 6/25/2018 at 19:20, banana said: c***s paying the highly inflated price the estate agents put a house up for, absolute c***s driving up prices/expectations. I'm viewing a place tomorrow over here and if I like it I plan on offering 20% less than the asking price. The worst they can say is no and I then have to decide how much I like it. 0 Quote Share this post Link to post Share on other sites