Ad Lib Posted June 15, 2016 Share Posted June 15, 2016 Paint the red door black. 0 Quote Link to comment Share on other sites More sharing options...
Hedgecutter Posted June 15, 2016 Share Posted June 15, 2016 Burn your house down, claim the insurance, start a fundraising campaign and simply buy a new house mortgage free Or if there's a joint owner, take him/her for a lovely clifftop walk. 0 Quote Link to comment Share on other sites More sharing options...
itzdrk Posted June 15, 2016 Share Posted June 15, 2016 Burn your house down, claim the insurance, start a fundraising campaign and simply buy a new house mortgage free Remember to lock the pets inside. 0 Quote Link to comment Share on other sites More sharing options...
ayrmad Posted June 15, 2016 Share Posted June 15, 2016 Ok, current Mortgage deal is almost done so looking at options. In a position to increase payments and knock a few years of the mortgage. What kind of deal would P&B go for? That's a good start. Would also fix as the upside is very small compared to the downside. 0 Quote Link to comment Share on other sites More sharing options...
endieinreekie Posted June 15, 2016 Share Posted June 15, 2016 Remember to lock the pets inside.Goes without saying 0 Quote Link to comment Share on other sites More sharing options...
Jambomo Posted June 15, 2016 Share Posted June 15, 2016 I'd personally go for a fixed rate, if only for the practical reason that you know what you'll be paying each month without a rise if the interest rate goes up. Then you have the freedom to overpay if you can (make sure yours allows it) and if you can't one month then its no big deal. 0 Quote Link to comment Share on other sites More sharing options...
CLANCY2KTID Posted June 15, 2016 Share Posted June 15, 2016 Something else. Sell your house and buy a motorhome, travel to Dover and pick up some lovely Eastern European women looking for work in the sex trade, travel the country in your mobile brothel and earn your millions as a tinky-Scottish-pimpy-Hugh Heffner type. Also, buy a smoking jacket and a pipe. 0 Quote Link to comment Share on other sites More sharing options...
Dindeleux Posted June 15, 2016 Share Posted June 15, 2016 Fixed rate 2 years. 0 Quote Link to comment Share on other sites More sharing options...
dee_62 Posted June 15, 2016 Share Posted June 15, 2016 I've always gone fixed rate for budgeting purposes. Switched a couple of years ago from interest only mortgage to a repayment one. Cashed in the endowments which, because of the low interest rates over the last however many years, were never going to repay the lump sum at the end. Used them to pay off a fair whack of the mortgage (had been a company interest only one which had run for 20+ years). Wish I'd switched to even part repayment a few years ago, but there always seemed to be something more important to spend the money on. When the mortgage term finishes in 5 years there will be a small amount outstanding amount and I've got a share save in place to cover it. Would never wish my life away but seriously can't wait to be rid of this! 0 Quote Link to comment Share on other sites More sharing options...
throbber Posted June 15, 2016 Share Posted June 15, 2016 Romeo is a very old man. 0 Quote Link to comment Share on other sites More sharing options...
Romeo Posted June 15, 2016 Author Share Posted June 15, 2016 Romeo is a very old man. Fairly old throbber, fairly old.. 0 Quote Link to comment Share on other sites More sharing options...
banana Posted June 25, 2018 Share Posted June 25, 2018 c***s paying the highly inflated price the estate agents put a house up for, absolute c***s driving up prices/expectations. 0 Quote Link to comment Share on other sites More sharing options...
Dons_1988 Posted June 25, 2018 Share Posted June 25, 2018 Ok, current Mortgage deal is almost done so looking at options. In a position to increase payments and knock a few years of the mortgage. What kind of deal would P&B go for? My advice would probably be don’t seek advice from a forum full of life’s losers (myself included). 0 Quote Link to comment Share on other sites More sharing options...
Granny Danger Posted June 25, 2018 Share Posted June 25, 2018 10 minutes ago, Dons_1988 said: My advice would probably be don’t seek advice from a forum full of life’s losers (myself included). People who start threads like this should be legally obliged to accept the results. 0 Quote Link to comment Share on other sites More sharing options...
Melanius Mullarkey Posted June 26, 2018 Share Posted June 26, 2018 Any update on Romeo? 0 Quote Link to comment Share on other sites More sharing options...
Shandon Par Posted June 26, 2018 Share Posted June 26, 2018 1 minute ago, Melanius Mullarkey said: Wherefore art thou Romeo? FTFY 5 Quote Link to comment Share on other sites More sharing options...
stuthejag Posted June 26, 2018 Share Posted June 26, 2018 Speak to a broker I can recommend one if you PM me. 0 Quote Link to comment Share on other sites More sharing options...
the jambo-rocker Posted June 27, 2018 Share Posted June 27, 2018 I would go to First Mortgage and see what they have to say for re-negotiating your mortgage. At the worst, it's free advice. 0 Quote Link to comment Share on other sites More sharing options...
Ross. Posted June 27, 2018 Share Posted June 27, 2018 On 6/25/2018 at 19:20, banana said: c***s paying the highly inflated price the estate agents put a house up for, absolute c***s driving up prices/expectations. I'm viewing a place tomorrow over here and if I like it I plan on offering 20% less than the asking price. The worst they can say is no and I then have to decide how much I like it. 0 Quote Link to comment Share on other sites More sharing options...
banana Posted June 27, 2018 Share Posted June 27, 2018 27 minutes ago, Ross. said: I'm viewing a place tomorrow over here and if I like it I plan on offering 20% less than the asking price. The worst they can say is no and I then have to decide how much I like it. Went to see another one at the weekend, set at 150% market price. Some c**t offered 145%, house gone. Good luck! 0 Quote Link to comment Share on other sites More sharing options...
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