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I dont know what I have in the bank, I just go and take money out when I need it, I could genuinly have anywhere between £500 to £1200 right now.

This atitude is really bad as I wont be able to do this when I actually have some responsibilties.

Aye, I'm pretty much the same.

I've got most of mine in an ISA but seeing as you can only throw a certain amount each year, I've got a load of overspill in my current account. Life is good as if I want to go on holiday somewhere nice, I can just do it. Trouble is, once I've used the vast, vast majority of it on a house deposit and furnishing the place, I'll need to be pretty careful. At the moment I get my statement through and I'm like "how the fcuk did I spend all that?!". Boring times ahead. sad.gif

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