Gaz Posted April 30, 2021 Share Posted April 30, 2021 (edited) 2 hours ago, DA Baracus said: From what I've read, even having taken a payday loan, no matter how long ago, will pretty much debar me from being able to get a mortgage. Seemingly it's a huge red flag when they look at your borrowing history, no matter how long ago it was. Also I did want to go down the bankruptcy route, but could afford to (it cost £200 in 2012 to do it). It depends. If you've taken one payday loan five years ago, paid it back and have never taken another, then most banks / building societies aren't interested. If you've taken three in the past year, that's a red flag. Incidentally, there is no such thing as a "credit score" in the UK. They are marketing gimmicks run by the credit referencing agencies. Edited April 30, 2021 by Gaz 1 Quote Link to comment Share on other sites More sharing options...
Homer Thompson Posted April 30, 2021 Share Posted April 30, 2021 It depends. If you've taken one payday loan five years ago, paid it back and have never taken another, then most banks / building societies aren't interested. If you've taken three in the past year, that's a red flag. Incidentally, there is no such thing as a "credit score" in the UK. They are marketing gimmicks run by the credit referencing agencies.Seeing your "credit score" can still be useful though, especially if you think you'll have problems getting credit.The sites will have suggestions on how to improve your credit too, although they all push "offers" on you more than they used to. 0 Quote Link to comment Share on other sites More sharing options...
Shandon Par Posted April 30, 2021 Share Posted April 30, 2021 Baracus only has a problem if the mortgage company start reading back over some of his old P&B posts. 3 Quote Link to comment Share on other sites More sharing options...
GordonD Posted April 30, 2021 Share Posted April 30, 2021 14 hours ago, alta-pete said: Whatever happened to @Bambino7 anyway? He got an ice pick That made his ears burn No, hang on, that was Leon Trotsky 0 Quote Link to comment Share on other sites More sharing options...
Zen Archer (Raconteur) Posted April 30, 2021 Share Posted April 30, 2021 19 hours ago, Granny Danger said: Decided last year to have a go at Margaritas, give up after a few attempts because they were all too strong regardless of the mixture/proportions. If you find an acceptable one please let us know. 12 hours ago, Rasputin said: Been a while but I used to go 2 parts Tripe Sec to one part tequila. Maybe freeze some glasses too and then salt the rim before pouring the drink in. Plenty of slices of lemon. Cocktail paraphernalia purchased, mostly for the wee measuring cup, I'll keep you in the loop. 0 Quote Link to comment Share on other sites More sharing options...
supermik Posted April 30, 2021 Share Posted April 30, 2021 15 hours ago, Rasputin said: Been a while but I used to go 2 parts Tripe Sec to one part tequila. Maybe freeze some glasses too and then salt the rim before pouring the drink in. Plenty of slices of lemon. Sounds offal. 2 Quote Link to comment Share on other sites More sharing options...
Shandon Par Posted April 30, 2021 Share Posted April 30, 2021 3 hours ago, Zen Archer Esq. said: Cocktail paraphernalia purchased, mostly for the wee measuring cup, I'll keep you in the loop. Just tan one bottle after the other. 0 Quote Link to comment Share on other sites More sharing options...
Bert Raccoon Posted April 30, 2021 Share Posted April 30, 2021 23 minutes ago, Rasputin said: Just tan one bottle after the other. This is why you don't drink anymore 0 Quote Link to comment Share on other sites More sharing options...
Zen Archer (Raconteur) Posted April 30, 2021 Share Posted April 30, 2021 36 minutes ago, Rasputin said: Just tan one bottle after the other. First attempt seems to be lacking, I'll need to adjust the ratios, this experiment may drift into the new year. 0 Quote Link to comment Share on other sites More sharing options...
Zen Archer (Raconteur) Posted April 30, 2021 Share Posted April 30, 2021 1 hour ago, Zen Archer Esq. said: First attempt seems to be lacking, I'll need to adjust the ratios, this experiment may drift into the new year. First effort I used bottled lime juice, next effort, equal parts Tequila, Cointreau and fresh lime juice seems to hit the spot. £1.35 for the limes for 2 shots though. 0 Quote Link to comment Share on other sites More sharing options...
Zen Archer (Raconteur) Posted April 30, 2021 Share Posted April 30, 2021 My teeth are doing this, is that normal? 1 Quote Link to comment Share on other sites More sharing options...
Zen Archer (Raconteur) Posted May 1, 2021 Share Posted May 1, 2021 The trick is fresh squeezed lime, and salt, and the alcohol stuff, and drinking it, fucking amazing. 1 Quote Link to comment Share on other sites More sharing options...
Derry Alli Posted May 1, 2021 Share Posted May 1, 2021 Less puns, more bevvy Zen is the way to go. 1 Quote Link to comment Share on other sites More sharing options...
Mark Connolly Posted May 1, 2021 Share Posted May 1, 2021 Is the "Flag shagging unionist" v "SNP Cultist Nicola lover" debate P&B's equivalent of Godwin's Law? 0 Quote Link to comment Share on other sites More sharing options...
GordonD Posted May 1, 2021 Share Posted May 1, 2021 12 hours ago, supermik said: Sounds offal. Wants his name in lights. 1 Quote Link to comment Share on other sites More sharing options...
Bert Raccoon Posted May 1, 2021 Share Posted May 1, 2021 9 hours ago, Zen Archer Esq. said: My teeth are doing this, is that normal? You dropped an eccie? 0 Quote Link to comment Share on other sites More sharing options...
pandarilla Posted May 1, 2021 Share Posted May 1, 2021 Does anyone get their milk delivered from a dairy? And if so, is it worth it?We're going to try dundee dairy - but I'm a bit worried that it's just graham's stuff, that you could get from any supermarket. 0 Quote Link to comment Share on other sites More sharing options...
jimmy boo Posted May 1, 2021 Share Posted May 1, 2021 I suppose cockney wankers could have pie and mash.com The Cockney wankers I know are always bigging up pie and mash. I've never had it. Is it shite? I was in such an establishment a few years ago and it was tasty as f*ck. It was in central London though so was a bit pricier than an East end shit hole. 1 Quote Link to comment Share on other sites More sharing options...
Jim McLean's Ghost Posted May 1, 2021 Share Posted May 1, 2021 7 hours ago, pandarilla said: Does anyone get their milk delivered from a dairy? And if so, is it worth it? We're going to try dundee dairy - but I'm a bit worried that it's just graham's stuff, that you could get from any supermarket. I'm confused here. Graham's is a dairy. And by Graham's stuff do you mean semi-skimmed milk? 0 Quote Link to comment Share on other sites More sharing options...
pandarilla Posted May 1, 2021 Share Posted May 1, 2021 I'm confused here. Graham's is a dairy. And by Graham's stuff do you mean semi-skimmed milk?The delivery offers all kinds of milk, as well as cream, cheese, butter, juice, and milkshakes.I'm just wondering if folk who use it think it's worth it. 0 Quote Link to comment Share on other sites More sharing options...
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