^^^ this. Is the right answer.
I’m not living my life in the expectation of winning some elder’s hard earned gains. I’ll do it my way for myself.
I’ve said to mother a-p many times (who frets over what few assets she has) that there are no pockets in a shroud. It’s a neat trick to pull off - and so far one that I have yet to work out - but if you breathe your last on the day your bank account hits its last £1, you’ve won.
Meantime, to both lighten the mood and pinch the MO of @SlipperyP, here’s what I’ll be having played at my funeral: