Soapy FFC

I just saw this post as I was listening to it on the radio

I've now got the theme tune to it going through my head.

Given I can never the difference between affected and effected, I see that as a good thing.

Momentarily To me something will be here momentarily means it will only be here for a few seconds, not that it's just arriving.

I've just watched the one from last night about the blackmail case, which I assume is the one mentioned above. It was good, but I agree with you that the surgeon is the best episode.

What one is that?

-20C at Arrowhead. I wonder how many outdoor games would be played here in those temperatures.

Years ago when buying our first house, we looked at one in Lochend Rd at Newbridge roundabout that was right at the end of the runway. We asked the guy about noise, and he said you get used to the planes and don't notice them, just as a plane came into land. We didn't go any further with that house.

This one seems to have flown under the radar. https://www.theguardian.com/politics/2023/dec/29/uk-ministers-asked-to-explain-fourth-delay-to-covid-wine-cellar-report

Ricky Gervais and Harry Hill are 2 that would be at the top of my list.

A Greyhound by any chance?

Keeping on the dog theme, dogs that decide to crap in inappropriate places. A few weeks ago there was temporary traffic lights in the village as the road had been reduced to one lane due to road works. I was sitting at the red light waiting for the other traffic to come through. The first car coming through went to turn into the entrance of its house which was right at the traffic light, but someone was walking a small dog that decided at that exact moment to do a crap right in the middle of the entrance to the house. The car couldn’t move due to the owner and dog being in the way causing all the traffic behind to stop, and the dog wouldn’t move because it wanted to crap, and the traffic lights had changed to green for me. The owner was pulling the lead of the dog, but it just dug its heels in and kept crapping, leading to a trail of crap along the pavement that the turning car had to drive over, spreading the crap everywhere. One of the funniest things I’ve seen in a long time.

Apparently it was used before the rod was the official measurement

or alternatively 40 perches x 4 perches

The last line of this post still makes me laugh.

To a skim reader, the use of capitals make it look like he's saying the USA should rot in Hell

And would I be correct in saying that in that time there has also been more houses built, and more scheduled to be built, south of Niddrie Mains Road that have to use the road. Doesn't seem like things are joined up.

Maybe controversial, but now I'm used to them I like them. So much easier to open a bottle with one hand when driving, have a drink, and close it again without losing the top under your feet.

Headphones?

As fences go, it looks a well made fence, just imagine what they'd be like if it was a cheap scabby fence like new build houses now get.

I've been to Ullapool several times now, and things have changed so much since the first time I was there 30 odd years ago. Then there was nothing open on a Sunday, with only a van that came from Inverness to sell papers and rolls about 10am. It was like something from a zombie movie with people appearing out of nowhere when the van appeared. It's still a great place to spend a few days.

But we weren't taking about the whole pension, we were on about additional payments that could be made without paying tax. Put £1000 away in a pension for 20 or 30 years in an investment that has an above inflation return, and you will end up with more than you started in real terms, and hence will probably pay more tax on that part of the pension.

The final salary scheme that I used to be in had AVC's that did not count towards your final salary, but you could also pay fixed 2/3/5/10/15% extra that did modify your accrual rates. They were 2 separate things. I'm not sure why you'd go for the one that didn't change your accrual rate.

I assume what he means is, an AVC does not count towards your X% for every year of service. The AVC is a separate pension pot that does not change your DC benefits. I Think.

Do you have a crystal ball and know how much investments will return in the next 10, 20, 30 years? Do you know how old the person making the contribution is and how long the contribution will be invested before it's taxed? Most pension investments aim to have a return of inflation+x%, so I don't really follow your lower in real real terms tax paid.