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beefybake

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Everything posted by beefybake

  1. Mug of tea, and a chocolate chip Hobnob.
  2. @Margaret Thatcher. Before going down the road to a financial adviser, if I were you, I'd do some reading up of free, or nearly free resources. Warren Buffett, John Bogle stuff is freely available on Youtube. Blogs.... Monevator, Mr Money Mustache ( the latter because what you spend your money on can be just as important as what you invest in ). Also perhaps Dave Ramsey ..., Youtube, books. I've not much time for his brand of American individualism, but he's sound on basic financial management, and his view that in a financial adviser he wants to know that the adviser is more of a teacher, than a salesman. Yes, financial advisers do earn commissions from what they advise/sell to you.
  3. Know what you mean, mate. And those c***s who paste in foreign stuff on an ad hoc basis.
  4. Get yourself an Avensis. Ultra reliable, comfortable. And they don't command silly prices. If not that, I'd consider a Golf. Till the bills start coming in. Ditto, any BMW, Audi........
  5. Sneaking out to Lidl's a few days ago for some food, I'd run out of coffee, and just grabbed a bottle of 'L'Or Classique'. Made a cup this afternoon. Grim stuff..., bland, as bland, as bland. I'm not in the league to spend £250 on a coffee maker, new or otherwise. I only drink about 1 coffee a day, so a coffee maker will not get a hard life with me. I would though , like to have the choice of using some decent beans, and occasionally to make a latte, cappucino, or espresso. Any recommendations for that kind of useage with a max budget of around £100 'ish, or preferably less ? Any comments, experiences on ........ https://www.amazon.co.uk/gp/product/B077B3Z8SY/ref=ox_sc_act_title_1?smid=A3DC01MIVCFBA7&psc=1 or... https://www.amazon.co.uk/gp/product/B07XP64JN4/ref=ox_sc_act_title_2?smid=A1AFJESMA8SCN6&psc=1
  6. Life. Here a barp. There a barp. Everywhere a barp, barp. Runs away.
  7. OIl changes for me generally consist of oil at around £18 - £25 for 4.5/5 Litres, plus filter at around £6 - £8. It's really a case of being aware of the right grades/specs for your car, and finding the most cost effective way of doing it. Rather than going in to Halfords, and just paying up what they say. Over the years, I've tried various devices for loosening oil filters, and have finally settled on the 'cup' type. ( Around £5 ). I usually go for a good brand of filter ( Mahle ), or the manufacturer labelled one. So , all in, even if it's the first oil change I'd done on the car, and I'd had to buy a new cup to fit the filter specific to that car, then that comes to around £38 max ( but more usually around £27/£28 ) to do it myself. In about 20+ years, and loads of cars, I've done all the oil changes. Except for a couple of winters ago, when the oil change came due around about now. I looked outside, temperature below zero, wind shrieking up the driveway, and thought.... ".... **ck it, someone else can do it..". So down to my local garage, with the oil and filter in the boot, and they did it for half an hour's labour ( £30 ).
  8. After her knee to knee with Johnson documentary a couple of years ago which echoed the 'at home with the Camerons' one done by Nick Robinson just prior to a previous election.., I'm generally in agreement with the tweeter who said..... ".... I used to have a lot of respect for Robert Peston, but throughout this election he's been so far up Boris Johnson's arse he can see Laura Kuenssberg's feet..." [ Except for the bit about Robert Peston. He's always been a showboater. ]
  9. Clearly been having it tough. Just needs some relaxing me time.
  10. It's okay I drive a mk1 mx5, the ultimate hairdresser car. Me too, or rather it's my rolling project. Contrary to all the digs about hairdressers cars, the seller assured me that it was in fact a pussy magnet.
  11. Nope, that one's got me beat. Is it one of those where if it has to be explained it just makes it worse... ?
  12. ****st.., imagine having those things down your trousers.
  13. I once owned a 1984 same shape Merc 240D. I don't know how much bhp it had, but was considerably less than 120... Frightenly slow does not do justice to how it was.
  14. It's not mesmerised. It's more like trying to decipher your way through the infinities of milks..... oat, semi oat, almond, oat and hemp, oat and barley, semi milk, whole milk, hazelnut, cats piss..., jersey, guersey, goats....etc.
  15. If you ever get the chance , have a read of Viv Albertine's book... "Music, Music, Music..., Clothes, Clothes, Clothes..., Boys, Boys, Boys" . It's an excellent read, very personal. She was the guitarist with The Slits .
  16. The more I read about Grenfell, the more I conclude that the whole construction industry is utterly corrupt, and needs a Disruptor, or an Impact through it....., like a nuclear device...... https://www.theguardian.com/uk-news/2020/dec/17/director-grenfell-firm-quits-evidence-outdated-fire-tests-kingspan
  17. Leon is basically a Golf. Of the OP's question, I'd go for the Fabia Monte Carlo, you get more car for your money than the Polo, even though the Polo, Fabia and the Ibiza are the same underneath.
  18. Yeah.., I must have been reading too much about Warren Buffett recently, and his fascination with moats.
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