cracowjambo Posted September 24, 2014 Share Posted September 24, 2014 Well i used to earn more than she does but that was before we lived together Pimp her out then you both earn Link to comment Share on other sites More sharing options...
Sergeant Wilson Posted September 24, 2014 Share Posted September 24, 2014 Pimp her out then you both earn He wanks in to a sock, what do you think she looks like? Link to comment Share on other sites More sharing options...
throbber Posted September 24, 2014 Share Posted September 24, 2014 He wanks in to a sock, what do you think she looks like? She has some endearing features and gentle skin Link to comment Share on other sites More sharing options...
cracowjambo Posted September 24, 2014 Share Posted September 24, 2014 He wanks in to a sock, what do you think she looks like? Link to comment Share on other sites More sharing options...
Sergeant Wilson Posted September 24, 2014 Share Posted September 24, 2014 She has some endearing features and gentle skin Your bird or your sock? Link to comment Share on other sites More sharing options...
throbber Posted September 24, 2014 Share Posted September 24, 2014 Your bird or your sock? A jokes a joke son, don't get cheeky Link to comment Share on other sites More sharing options...
throbber Posted September 24, 2014 Share Posted September 24, 2014 http://www.itv.com/news/update/2014-09-24/calvin-w**k-arrested-on-suspicion-of-public-lewdness/ Link to comment Share on other sites More sharing options...
Sergeant Wilson Posted September 24, 2014 Share Posted September 24, 2014 A jokes a joke son, don't get cheeky Have I put my foot in it? Link to comment Share on other sites More sharing options...
throbber Posted September 24, 2014 Share Posted September 24, 2014 Have I put my foot in it? Link to comment Share on other sites More sharing options...
KD1711 Posted September 24, 2014 Share Posted September 24, 2014 I'm about 6-700 a month. This year i've been hammering debts which has saw that go down to 1-300 a month. Got 5500 worth of money owed down to about 1800 at the moment. Cancelling my overdraft was the greatest feeling ever. Link to comment Share on other sites More sharing options...
Gaz Posted September 24, 2014 Share Posted September 24, 2014 You're married but still split the bills ?When my wife was working we contributed half each to running the house. Link to comment Share on other sites More sharing options...
Gaz Posted September 24, 2014 Share Posted September 24, 2014 Mortgage rate is 1.85% and I'm making at least 5% per year in a stocks and shares ISA with low risk dividend paying blue chip stocks. OK, not as safe as cash ISA but over the amount of time you've had with low interest rates you'd be very unlucky to lose money.We're tied into a fixed rate with a 95% mortgage, so our rate is 5.59%. This year I've overpaid just shy of £3,000 so far - I've saved nearly two years from the mortgage term and will repay over £6,000 less over the life of the mortgage. Link to comment Share on other sites More sharing options...
MONKMAN Posted September 24, 2014 Share Posted September 24, 2014 Mortgage rate is 1.85%. What? Link to comment Share on other sites More sharing options...
sjc Posted September 24, 2014 Share Posted September 24, 2014 We're tied into a fixed rate with a 95% mortgage, so our rate is 5.59%. This year I've overpaid just shy of £3,000 so far - I've saved nearly two years from the mortgage term and will repay over £6,000 less over the life of the mortgage. What? The more equity you have & less you have to pay means you can get better deals as they come up for renewing. I've been overpaying mine for the last 4years......was crippling me for the first 6months this year when the house sat empty. Reduced it a fair bit though. Link to comment Share on other sites More sharing options...
MONKMAN Posted September 24, 2014 Share Posted September 24, 2014 The more equity you have & less you have to pay means you can get better deals as they come up for renewing. I've been overpaying mine for the last 4years......was crippling me for the first 6months this year when the house sat empty. Reduced it a fair bit though. I know this, I overpay my mortgage every month. It's the 'mortgage rate is 1.85%' statement I was more intrigued by. The wording used seems to imply that's a standard rate! Link to comment Share on other sites More sharing options...
Gaz Posted September 24, 2014 Share Posted September 24, 2014 The more equity you have & less you have to pay means you can get better deals as they come up for renewing. I've been overpaying mine for the last 4years......was crippling me for the first 6months this year when the house sat empty. Reduced it a fair bit though. Yeah, I'm hoping to get a bit more fired to it next year, would love it to come down to under 80% when we go to re-mortgage. Link to comment Share on other sites More sharing options...
Gaz Posted September 24, 2014 Share Posted September 24, 2014 I know this, I overpay my mortgage every month. It's the 'mortgage rate is 1.85%' statement I was more intrigued by. The wording used seems to imply that's a standard rate!Some folk will have got base rate trackers before the economy went to shit. Link to comment Share on other sites More sharing options...
MONKMAN Posted September 24, 2014 Share Posted September 24, 2014 Some folk will have got base rate trackers before the economy went to shit. Yes, I know several people still on trackers, who are benefiting from the low interest rates. What's that got to do with the term 'mortgage rate is 1.85%' though? Link to comment Share on other sites More sharing options...
Marsh Posted September 24, 2014 Share Posted September 24, 2014 I've yet to be paid from my new job but got a new flat so hopefully the wage increase covers the new outgoings. Hopefully about £600 spare, we'll see tho! Link to comment Share on other sites More sharing options...
sjc Posted September 24, 2014 Share Posted September 24, 2014 Yes, I know several people still on trackers, who are benefiting from the low interest rates. What's that got to do with the term 'mortgage rate is 1.85%' though? Base rate is 0.5% so I'm guessing he has a "Base Rate + 1.35% tracker mortgage" Link to comment Share on other sites More sharing options...
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