There's vast savings to be made, we are tied to a large state that spends an awful lot of money on shite we never voted for like nukes and wars. We have paid our share of both Iraq wars, Afghan war, Olympics, soon to be trident, HS2, London sewers, we paid our share of a big military that we would never need or want in an indy Scotland, we paid our share of the new frigates, carriers and the rest. If you honestly think Scotland will take 10% of the debt without taking these things into account then you're havering, also taking into account that 400bn is quantitive easing owed to ourselves. All of this wastage has resulted in paying interest on debt, this DOES affect our deficit. It will only get worse, not better unless we break away from a right wing country 10x larger than ourselves. We would also get full share of all BOE reserves and any other assets. There's a reason the UK wants to keep us show much. 5 years of independence will show just how many positives there are in the Scottish economy and just how financially inept the UK has been for decades.